SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Verified Platform
Home/California/Rancho Santa Margarita
Rancho Santa Margarita, CA

Top 3 Mortgage Lenders in Rancho Santa Margarita

Compare verified mortgage lenders serving Rancho Santa Margarita, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
830+
Reviews
7
Loan Types

Available Loan Programs in Rancho Santa Margarita

Conventional
FHA
VA
Jumbo
Refinance
USDA
First-time Homebuyer Programs

Featured Mortgage Lenders

1

New American Funding

New American Funding

★★★★☆
4.8/5

New American Funding is a highly-rated mortgage lender with a strong local presence in Orange County, including Rancho Santa Margarita. Founded in 2003, they are known for their exceptional customer service, competitive rates, and expertise in diverse loan programs like FHA and VA loans. They have consistently high customer satisfaction ratings, with many reviews praising their responsiveness and support throughout the homebuying process. Their physical office in Newport Beach ensures personalized, in-person service for clients in the area.

Experience:21 years
Reviews:350 customer reviews
1601 Dove St #190, Newport Beach, CA 92660

Loan Types:

ConventionalFHAVAJumboRefinance
2

Fairway Independent Mortgage

Fairway Independent Mortgage Corporation

★★★★☆
4.7/5

Fairway Independent Mortgage is a top-rated lender with a long-standing reputation for reliability and excellent customer care in Southern California. Serving Rancho Santa Margarita and surrounding areas, they offer a wide range of loan options and are praised for their competitive rates and efficient processing. With decades of experience, they have built trust through personalized service and community involvement, making them a preferred choice for homebuyers seeking dependable financing solutions.

Experience:28 years
Reviews:280 customer reviews
1 Park Plaza #100, Irvine, CA 92614

Loan Types:

ConventionalFHAVAUSDAJumbo
3

Movement Mortgage

Movement Mortgage, LLC

★★★★☆
4.6/5

Movement Mortgage is a reputable lender known for its fast closings and strong customer support, with a growing presence in Orange County that includes Rancho Santa Margarita. Founded in 2008, they specialize in various loan types and are highly rated for their transparency and community-focused approach. Clients appreciate their streamlined processes and dedication to making home financing accessible, backed by numerous positive reviews highlighting their professionalism and local expertise.

Experience:16 years
Reviews:200 customer reviews
100 Spectrum Center Dr #900, Irvine, CA 92618

Loan Types:

ConventionalFHAVARefinanceFirst-time Homebuyer Programs

Why Choose a Mortgage Lender in Rancho Santa Margarita?

Local Market Knowledge

Lenders who understand Rancho Santa Margarita's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Rancho Santa Margarita and get competitive rates on your home loan.