Top 3 Mortgage Lenders in Richmond

Bay Equity Home Loans is one of the highest-rated mortgage lenders serving the Richmond area with exceptional customer satisfaction ratings. As a Berkshire Hathaway company, they offer financial stability and competitive rates. Their local Martinez office provides personalized service for Richmond homebuyers, with expertise in Bay Area market conditions. They specialize in first-time homebuyer programs, FHA loans, and conventional financing with a reputation for smooth closings and excellent communication throughout the loan process.

As one of California's largest credit unions, Patelco has served the Richmond community for decades with competitive mortgage rates and exceptional member service. Their Walnut Creek location provides convenient access for Richmond residents. They offer a comprehensive range of mortgage products with particularly strong first-time homebuyer programs and low down payment options. Patelco is known for their personalized approach, local underwriting, and commitment to community lending with numerous branches throughout the Bay Area.

Summit Funding is a nationally recognized mortgage lender with strong presence in the East Bay and excellent service for Richmond homebuyers. They consistently receive high marks for customer service, competitive rates, and efficient loan processing. Their Pleasanton office serves the entire Contra Costa County area with specialized knowledge of Richmond's unique housing market. They offer innovative loan programs including their exclusive "Right Step" program for first-time buyers and have built a reputation for closing loans on time with exceptional communication.