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Home/California/San Bernardino
San Bernardino, CA

Top 3 Mortgage Lenders in San Bernardino

Compare verified mortgage lenders serving San Bernardino, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
601+
Reviews
10
Loan Types

Available Loan Programs in San Bernardino

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
ARM
Investment Properties

Featured Mortgage Lenders

1

Guild Mortgage

Guild Mortgage Company

★★★★☆
4.8/5

Guild Mortgage stands out as one of San Bernardino's most highly-rated local mortgage lenders with exceptional customer satisfaction ratings. They have built a strong reputation for personalized service and expertise in California's unique housing market. Their local team understands the specific needs of San Bernardino homebuyers and offers a comprehensive range of loan products with competitive rates. The company is particularly noted for their efficient processing and dedicated loan officers who guide clients through every step of the mortgage process.

Experience:15 years
Reviews:245 customer reviews
293 North D Street, San Bernardino, CA 92401

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Altura Credit Union

Altura Credit Union

★★★★☆
4.7/5

As a prominent credit union serving the Inland Empire, Altura Credit Union has earned excellent ratings for their mortgage lending services in San Bernardino. They offer competitive rates and fees typically lower than traditional banks, along with personalized member service. Their mortgage specialists are praised for their patience and expertise in helping first-time homebuyers navigate the complex mortgage process. The credit union's strong community presence and member-focused approach make them a trusted choice for San Bernardino residents.

Experience:12 years
Reviews:189 customer reviews
1855 Business Center Drive, San Bernardino, CA 92408

Loan Types:

ConventionalFHAVAFirst-time HomebuyerConstructionRefinance
3

Waterstone Mortgage

Waterstone Mortgage Corporation

★★★★☆
4.6/5

Waterstone Mortgage maintains a strong presence throughout the Inland Empire with excellent service ratings and extensive experience serving San Bernardino homebuyers. While based in nearby Riverside, they actively serve the entire San Bernardino market with a reputation for competitive rates and flexible loan options. Their team of experienced loan officers receives consistent praise for their responsiveness and ability to close loans efficiently. The company specializes in both purchase and refinance transactions with particular expertise in conventional and government-backed loans.

Experience:18 years
Reviews:167 customer reviews
3633 Central Avenue, Riverside, CA 92506

Loan Types:

ConventionalFHAVAJumboARMRefinanceInvestment Properties

Why Choose a Mortgage Lender in San Bernardino?

Local Market Knowledge

Lenders who understand San Bernardino's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in San Bernardino and get competitive rates on your home loan.