Top 3 Mortgage Lenders in San Carlos

Guild Mortgage's San Carlos branch stands out as one of the highest-rated mortgage lenders in the Peninsula area, earning exceptional customer satisfaction ratings for their personalized service and local expertise. With deep roots in the community, their team specializes in Bay Area real estate markets and offers competitive jumbo loan programs essential for San Carlos' high-cost housing market. Their long-standing reputation, extensive loan product portfolio, and commitment to guiding clients through complex California mortgage processes make them a top choice for homebuyers and refinancers alike.

Bay Equity's Redwood City office consistently receives outstanding reviews for their exceptional service to San Carlos and surrounding Peninsula communities. As a full-service mortgage lender with strong local presence, they excel at navigating the unique challenges of Silicon Valley's competitive real estate market. Their team of experienced loan officers provides personalized attention, competitive rates on jumbo loans, and efficient processing that meets tight Bay Area purchase timelines. The company's commitment to transparency and customer education has earned them numerous industry awards and loyal client referrals.

As one of Northern California's largest and most established credit unions, Patelco brings exceptional value and member-focused service to San Carlos residents. With over eight decades of community banking experience, they offer highly competitive mortgage rates and lower fees typically associated with credit union lending. Their local loan officers understand Peninsula market dynamics and provide personalized guidance through every step of the home financing process. Patelco's strong financial stability, comprehensive loan programs, and commitment to member satisfaction make them a trusted choice for both purchase and refinance transactions in the San Carlos area.