Top 3 Mortgage Lenders in San Juan Capistrano

New American Funding is a top-rated direct mortgage lender with a strong presence in Orange County, serving San Juan Capistrano with exceptional customer satisfaction. They offer a wide range of loan programs including their exclusive "New American Dream" loan for first-time buyers, which allows for lower down payments. With over 16 years of experience and hundreds of positive reviews, they're known for competitive rates, personalized service, and efficient loan processing. Their local Mission Viejo office provides dedicated support to South Orange County homebuyers.

Guild Mortgage has been serving California homebuyers for over 60 years with an outstanding reputation for customer service and reliability. Their Laguna Hills branch specifically serves the San Juan Capistrano area with experienced loan officers who understand the local real estate market. They excel in government-backed loans (FHA/VA) and offer unique programs like their "Zero Down" options for qualified buyers. With hundreds of positive reviews highlighting their responsive communication and smooth closing process, Guild maintains one of the highest customer satisfaction ratings in the region.

Mission Federal Credit Union, while headquartered in San Diego, has a strong presence throughout Southern California and serves San Juan Capistrano residents with exceptional mortgage services. As a not-for-profit credit union, they typically offer more competitive rates and lower fees than traditional banks. They provide personalized mortgage counseling and have dedicated mortgage specialists who guide clients through the entire process. With over 60 years of community banking experience and hundreds of outstanding reviews, Mission Fed is particularly praised for their local expertise and member-focused approach to lending.