Top 3 Mortgage Lenders in San Lorenzo

Guaranteed Rate is one of the highest-rated mortgage lenders in the San Francisco Bay Area with exceptional customer satisfaction ratings. They offer a fully digital mortgage experience with competitive rates and fast closings. Their Oakland office serves the entire East Bay region including San Lorenzo, with loan officers specializing in Bay Area real estate markets. They're particularly noted for their transparent pricing, extensive loan product selection, and responsive customer service throughout the loan process.

Guild Mortgage has been serving California homeowners for over six decades with a strong reputation for personalized service and community involvement. Their Fremont branch actively serves the San Lorenzo area with local loan officers who understand the unique dynamics of the East Bay housing market. They excel at guiding first-time homebuyers through the process while offering specialized programs including low down payment options and government-backed loans. Their long-standing presence and commitment to customer education make them a trusted choice.

As one of the largest credit unions in Northern California with deep roots in the East Bay, Patelco Credit Union offers competitive mortgage rates and exceptional member service to San Lorenzo residents. Their local San Leandro branch provides personalized mortgage counseling with a focus on community lending. They offer special first-time homebuyer programs, relationship discounts for existing members, and a streamlined application process. Their not-for-profit structure often results in lower fees and more favorable terms compared to traditional banks.