Top 3 Mortgage Lenders in San Luis Obispo

As the largest locally-based financial institution on the Central Coast, CoastHills Credit Union has been serving San Luis Obispo residents for over six decades. They consistently receive exceptional ratings for their personalized service, competitive mortgage rates, and deep community involvement. Their mortgage team includes local experts who understand the unique SLO real estate market and provide comprehensive guidance through the entire home financing process. Members praise their responsive communication and ability to close loans efficiently.

Golden 1 Credit Union is California's largest credit union with a strong presence in San Luis Obispo. With nearly 90 years of experience, they offer competitive mortgage products and exceptional member service. Their SLO branch provides local underwriting and decision-making, which streamlines the mortgage process. Customers consistently rate them highly for their low rates, minimal fees, and knowledgeable loan officers who provide personalized attention throughout the home buying journey.

Mortgage Express is a highly-rated local mortgage brokerage serving San Luis Obispo and the Central Coast since 2004. They have built an outstanding reputation for their expertise in complex loan scenarios and exceptional customer service. As brokers, they work with multiple lenders to find the best rates and terms for each client's unique situation. Their team of experienced loan officers receives consistent praise for their responsiveness, attention to detail, and ability to navigate challenging real estate transactions in the competitive SLO market.