Top 3 Mortgage Lenders in San Martin

Guild Mortgage's Morgan Hill branch is one of the highest-rated mortgage lenders serving the San Martin area, located just minutes away. With over 60 years in business nationally and strong local presence, they specialize in personalized service for South County residents. Their experienced loan officers are known for exceptional customer service and expertise in various loan programs including first-time homebuyer programs. The local team has deep knowledge of Santa Clara County's unique real estate market and provides competitive rates with flexible financing options.

As a well-established credit union serving Santa Clara County since 1941, Spectrum Credit Union provides exceptional mortgage services to San Martin residents with highly competitive rates and member-focused approach. They consistently receive top marks for customer satisfaction and offer personalized guidance throughout the mortgage process. Their local loan officers understand the South County market dynamics and provide various loan options with the advantage of credit union membership benefits, including potentially lower fees and more flexible underwriting.

New American Funding's San Jose branch serves the entire South Bay area including San Martin, offering comprehensive mortgage solutions with a reputation for excellent customer service and competitive rates. As a direct lender with in-house processing and underwriting, they provide faster closings and more personalized service. They specialize in diverse loan programs and have particular expertise with both conventional and government-backed loans. Their local team understands the competitive Silicon Valley housing market and provides tailored solutions for buyers in Santa Clara County.