Top 3 Mortgage Lenders in San Ramon

As one of California's largest credit unions with a strong physical presence in San Ramon, Patelco Credit Union earns exceptional ratings for personalized service and competitive rates. Their local branch provides face-to-face mortgage counseling and they're particularly praised for first-time homebuyer programs and jumbo loans that cater to the Bay Area's high-cost housing market. Members consistently highlight their responsive loan officers and streamlined digital application process.

This locally-owned mortgage brokerage has built an outstanding reputation serving San Ramon and the entire East Bay for over two decades. They excel at complex loan scenarios and high-balance jumbo mortgages common in the Tri-Valley area. Their team of experienced loan officers provides personalized service with deep knowledge of local market conditions. Customers consistently praise their transparency, communication throughout the process, and ability to secure competitive rates.

As a national lender with a strong local office in San Ramon, Guaranteed Rate combines technology-driven efficiency with local expertise. Their digital mortgage platform streamlines the application process while their local loan officers provide personalized service. They're particularly strong in jumbo loans and refinancing, with customers noting their competitive rates and efficient closing processes. The San Ramon office has established itself as a top performer within the company's national network.