Top 3 Mortgage Lenders in San Ysidro

Mission San Diego Credit Union is one of the most highly-rated mortgage lenders serving the South Bay region including San Ysidro. With over 70 years of community banking experience, they offer personalized service and competitive rates specifically tailored to San Diego County residents. Their bilingual staff and deep understanding of the local real estate market make them particularly well-suited for San Ysidro homebuyers. They receive exceptional reviews for their responsive service, transparent process, and expertise with various loan programs including FHA and VA loans popular in the area.

Guild Mortgage is a nationally recognized lender with strong local presence throughout San Diego County, including dedicated service for San Ysidro homebuyers. With over six decades of experience, they consistently receive top ratings for their extensive loan options and exceptional customer service. Their local loan officers have deep knowledge of the South Bay housing market and specialize in working with first-time homebuyers, military families, and diverse communities. Guild is particularly praised for their efficient closing process and educational approach to mortgage lending.

New American Funding has established itself as a top mortgage lender serving the San Ysidro area with a strong focus on diverse communities and bilingual services. They offer innovative loan programs including their signature I CAN mortgage and various down payment assistance options that are particularly valuable in Southern California's competitive market. Their local San Diego team has extensive experience with border community real estate dynamics and receives excellent reviews for their responsive communication and ability to close loans efficiently. They're known for their cultural competency and serving Spanish-speaking homebuyers effectively.