Top 3 Mortgage Lenders in Santa Paula

Guild Mortgage stands out as one of the highest-rated mortgage lenders serving the Santa Paula area with their nearby Ventura branch. With over 60 years in business and exceptional 4.8-star ratings, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers. Their local team has deep knowledge of Ventura County's unique real estate market and provides personalized service with competitive rates. Guild is particularly noted for their efficient processing and excellent customer communication throughout the loan process.

CrossCountry Mortgage maintains a strong presence in Ventura County with their highly-rated Ventura office that actively serves Santa Paula residents. With nearly 20 years of experience and outstanding 4.9-star ratings, they offer a wide array of loan products with competitive pricing. Their local loan officers are praised for their expertise in California's unique mortgage landscape and their ability to close loans efficiently. Customers consistently highlight their responsive communication and ability to handle complex financing scenarios.

As a long-established local financial institution, Ventura County Credit Union has been serving Santa Paula and surrounding communities for over 70 years. With excellent 4.7-star ratings and deep community roots, they offer member-focused mortgage solutions with personalized service. Their mortgage team provides competitive rates and terms, with particular strength in first-time homebuyer programs and local market expertise. Members appreciate the credit union's community commitment and the exceptional customer service that comes with their not-for-profit structure.