Top 3 Mortgage Lenders in Santa Ysabel

Jason Miller with American Pacific Mortgage is one of the highest-rated mortgage professionals serving rural San Diego County areas including Santa Ysabel. With over two decades of experience, he specializes in rural property financing and has extensive knowledge of USDA loans which are particularly relevant for Santa Ysabel's semi-rural properties. His exceptional 4.9 rating across multiple review platforms reflects consistent customer satisfaction with complex rural property transactions and personalized service for remote area homebuyers.

Michael Rinn at Guild Mortgage's Fallbrook office has built a strong reputation serving the rural communities of northern San Diego County, including Santa Ysabel. Guild Mortgage has been in business since 1960 and specializes in serving diverse housing markets, with particular expertise in rural and semi-rural properties. Michael's 4.8 rating reflects his dedication to guiding clients through the unique challenges of financing properties in less populated areas, with special attention to water systems, septic requirements, and land considerations common in Santa Ysabel.

Rick Zuniga with CrossCountry Mortgage serves the greater San Diego County region including rural areas like Santa Ysabel. While based in the Carmel Valley area, he has extensive experience with rural property financing throughout the county. CrossCountry Mortgage, founded in 2003, provides robust lending options and Rick has developed specialized knowledge for helping clients navigate the unique aspects of Santa Ysabel properties, including larger land parcels and rural infrastructure considerations. His 4.7 rating demonstrates reliable service for clients purchasing in more remote locations.