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Home/California/Saratoga
Saratoga, CA

Top 3 Mortgage Lenders in Saratoga

Compare verified mortgage lenders serving Saratoga, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.6
Avg Rating
730+
Reviews
10
Loan Types

Available Loan Programs in Saratoga

Conventional
FHA
VA
Jumbo
Refinance
Fixed-Rate
Adjustable-Rate
USDA
Reverse Mortgages
Construction Loans

Featured Mortgage Lenders

1

Guaranteed Rate

Guaranteed Rate, Inc.

★★★★☆
4.7/5

Guaranteed Rate is a top-rated national mortgage lender with a strong local presence in the Bay Area, including service to Saratoga. Known for its competitive rates and efficient online application process, the company has built a reputation for excellent customer service and transparency. With over two decades of experience, they offer a wide range of loan products tailored to high-cost markets like Saratoga, supported by high customer satisfaction scores and numerous industry awards.

Experience:23 years
Reviews:350 customer reviews
2880 Zanker Road, Suite 203, San Jose, CA 95134

Loan Types:

ConventionalFHAVAJumboRefinanceFixed-RateAdjustable-Rate
2

New American Funding

New American Funding LLC

★★★★☆
4.5/5

New American Funding is a highly regarded mortgage lender with a significant presence in California, serving Saratoga and surrounding areas. They are praised for their diverse loan options, including programs for first-time homebuyers and jumbo loans, which are ideal for Saratoga's affluent market. The company emphasizes personalized service, cultural competency, and community involvement, backed by strong customer reviews highlighting their responsiveness and competitive rates.

Experience:20 years
Reviews:200 customer reviews
111 N Market Street, Suite 500, San Jose, CA 95113

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceReverse Mortgages
3

CrossCountry Mortgage

CrossCountry Mortgage, LLC

★★★★☆
4.6/5

CrossCountry Mortgage is a reputable lender with a strong regional footprint in the Bay Area, including service to Saratoga. They are known for their flexible loan programs and expertise in handling complex transactions common in high-value markets. With a focus on building long-term client relationships, they offer tailored solutions and local underwriting support, resulting in high customer satisfaction and numerous positive reviews for their reliability and professional service.

Experience:20 years
Reviews:180 customer reviews
20432 Stevens Creek Boulevard, Cupertino, CA 95014

Loan Types:

ConventionalFHAVAJumboUSDARefinanceConstruction Loans

Why Choose a Mortgage Lender in Saratoga?

Local Market Knowledge

Lenders who understand Saratoga's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Saratoga and get competitive rates on your home loan.