Top 3 Mortgage Lenders in Shasta Lake

Mercy Chetwood operates a highly-rated CrossCountry Mortgage branch serving the entire Shasta County area including Shasta Lake. With over 15 years of mortgage experience and hundreds of 5-star reviews, she specializes in first-time homebuyer programs, VA loans for military families, and competitive conventional financing. Known for exceptional customer service and local market expertise, her team provides personalized guidance through the entire mortgage process with quick turnaround times and transparent communication.

As a community bank deeply rooted in Northern California since 1999, North Valley Bank has built an outstanding reputation for mortgage lending in Shasta County. They offer competitive rates with local underwriting and decision-making, allowing for faster closings and personalized service. Their mortgage specialists have extensive knowledge of the Shasta Lake market and provide a full range of loan products including construction loans and home equity lines of credit, with many customers praising their responsive service and local commitment.

With over 30 years serving Northern California communities, Sierra Pacific Mortgage's Redding office is a top choice for Shasta Lake homebuyers. They combine the resources of a large mortgage company with local expertise and personalized service. Specializing in all major loan programs with particularly strong VA and FHA offerings, they're known for competitive rates and efficient processing. Their experienced loan officers provide comprehensive guidance from pre-approval through closing, with many customers noting their professionalism and ability to handle complex financing situations.