Top 3 Mortgage Lenders in Somerset

Sierra Pacific Mortgage is one of the top-rated mortgage lenders serving the Sierra Foothills region including Somerset. With over three decades of experience, they specialize in serving rural and mountain communities with personalized service. Chris Bunch and his team have exceptional ratings for their deep knowledge of local property types and financing challenges specific to El Dorado County. They're particularly skilled with rural properties, land loans, and construction financing that are common in the Somerset area.

As California's largest credit union, Golden 1 has extensive experience serving the entire Sierra Foothills region including Somerset. They offer competitive rates and exceptional member service with a strong focus on community lending. Their mortgage team understands the unique aspects of El Dorado County properties and offers specialized programs for rural home financing. With numerous branches throughout the region and robust online services, they provide convenient access for Somerset residents.

Guild Mortgage's El Dorado Hills branch serves the entire Somerset area with exceptional expertise in mountain and rural property financing. With over 60 years in business, they offer a wide range of loan products specifically tailored for the unique needs of Sierra Foothills homeowners. Their local team has deep knowledge of El Dorado County's specific appraisal challenges, well and septic requirements, and other rural property considerations. They consistently receive high marks for their responsive service and competitive rates.