Top 3 Mortgage Lenders in Sunnyvale

Bay Federal Credit Union stands out as one of the highest-rated mortgage lenders serving the Santa Clara County region, including Sunnyvale. As a member-owned financial cooperative, they offer highly competitive rates and personalized service that consistently earns exceptional customer satisfaction ratings. Their mortgage team specializes in the unique Bay Area housing market, with expertise in jumbo loans and first-time homebuyer programs. With deep community roots and a reputation for transparent lending practices, they provide comprehensive guidance through the entire mortgage process.

RPM Mortgage has built an outstanding reputation throughout the Bay Area as a premier mortgage broker serving Sunnyvale and surrounding communities. They excel in complex loan scenarios and high-value transactions common in Silicon Valley's competitive real estate market. Their team of experienced loan officers provides white-glove service with access to hundreds of loan products from multiple investors. Particularly strong in jumbo and portfolio lending, RPM maintains consistently high customer satisfaction ratings due to their responsive communication and ability to close loans efficiently in challenging market conditions.

As one of the nation's largest mortgage lenders with a strong physical presence in Sunnyvale and throughout Silicon Valley, Wells Fargo offers comprehensive mortgage solutions with the stability of a major financial institution. Their local mortgage consultants have deep knowledge of the South Bay housing market and provide access to competitive rates and a wide array of loan programs. While their national reputation has faced challenges, their local Sunnyvale-area branches maintain solid customer satisfaction ratings due to personalized service, extensive product options, and the convenience of local underwriting and processing support.