Top 3 Mortgage Lenders in Taft

Golden Empire Mortgage is one of the most highly-rated regional mortgage lenders serving the Central Valley, with exceptional customer satisfaction ratings and deep roots in Kern County. As a Bakersfield-based company founded in 1994, they have extensive experience serving Taft and surrounding communities with personalized mortgage solutions. They're particularly noted for their expertise with VA loans and first-time homebuyer programs, offering competitive rates and local underwriting that understands the unique Central Valley housing market. Their 30 years of continuous operation demonstrates remarkable stability and trustworthiness in the mortgage industry.

As Kern County's largest credit union with over 85 years serving the community, Kern Schools FCU has built an outstanding reputation for mortgage lending throughout the region, including Taft. They offer highly competitive rates for members and exceptional customer service, with local loan officers who understand the Central Valley real estate market. Their not-for-profit structure allows them to offer favorable terms and lower fees than many commercial lenders. With multiple branches throughout Kern County and robust digital banking services, they provide convenient access for Taft residents seeking reliable mortgage financing with a community-focused institution.

Guild Mortgage maintains a strong local presence in Bakersfield with dedicated loan officers serving Taft and the wider Kern County area. With over 60 years in business nationwide, they bring substantial expertise and stability to mortgage lending while maintaining personalized local service. They're particularly recognized for their diverse loan portfolio and specialized programs for various borrower needs, including unique renovation loans and government-backed programs. Their Bakersfield branch has consistently high customer satisfaction ratings and offers the advantage of local decision-making combined with the resources of a national mortgage lender with proven longevity in the industry.