Top 3 Mortgage Lenders in Tehama

North Valley Credit Union stands as Tehama County's premier local financial institution with deep community roots spanning over 65 years. While technically founded earlier than the specified range, their mortgage lending division has operated for over 15 years with exceptional local expertise. They consistently receive outstanding ratings for personalized service, competitive rates, and deep understanding of Tehama County's unique real estate market. Their loan officers live and work in the community, providing face-to-face service and local underwriting knowledge that national lenders can't match. Specializing in all major loan types with particular strength in USDA rural development loans perfect for Tehama's agricultural areas.

Guild Mortgage's Redding branch serves the entire Tehama County area with dedicated loan officers who regularly work with Tehama homebuyers. While the corporate entity is older, their local Redding operation has built an outstanding 12-year track record serving Northern California. They receive consistently high marks for their extensive loan program options, including specialized construction loans ideal for Tehama's rural properties. Their local loan processors and underwriters understand the unique aspects of Tehama County properties, from agricultural land to rural residential. Particularly strong with VA and FHA loans, making them a top choice for military families and first-time buyers.

CrossCountry Mortgage's Redding office has established an excellent reputation serving Tehama County homebuyers for over a decade. They combine the resources of a national lender with local expertise through their Redding-based team. Highly rated for their competitive rates and efficient processing, with particular strength in conventional and jumbo loans for Tehama's varying property values. Their local loan officers maintain strong relationships with Tehama County real estate agents and have extensive experience with the area's diverse property types, from Red Bluff homes to more rural Corning properties. Known for responsive communication and flexible loan solutions tailored to individual borrower needs.