Top 3 Mortgage Lenders in Thousand Oaks

Michael Ciardella with Guaranteed Rate is one of the highest-rated mortgage professionals in Thousand Oaks, consistently earning near-perfect ratings for his exceptional customer service and expertise. With two decades of experience, he specializes in guiding clients through complex loan scenarios while securing competitive rates. His local presence in Thousand Oaks combined with Guaranteed Rate's national lending platform provides clients with both personalized service and extensive loan product options. He's particularly recognized for his responsiveness and ability to close loans efficiently.

Scott Sheldon at Sonoma Bank Mortgage brings extensive local expertise to Thousand Oaks homebuyers, with hundreds of positive reviews highlighting his knowledge of the Ventura County market. As a senior loan officer with deep community ties, he's known for his transparent communication and ability to secure competitive jumbo loan rates particularly suited for Thousand Oaks' higher-priced housing market. His long tenure in the area provides valuable insight into local real estate trends and lending requirements.

The Conejo Valley Home Loans team at New American Funding has built a strong reputation for serving the Thousand Oaks community with diverse loan options and personalized service. As a direct lender with local decision-making authority, they can offer competitive rates and flexible underwriting. They're particularly noted for their expertise with both conventional and government-backed loans, making them an excellent choice for first-time homebuyers and move-up buyers alike in the Conejo Valley area.