Top 3 Mortgage Lenders in Tomales

Bay Equity Home Loans is one of the highest-rated mortgage lenders serving the North Bay region, including Tomales. With their nearby Petaluma office, they provide exceptional local service combined with the resources of a major regional lender. They're particularly praised for their responsive communication, competitive rates, and expertise with Marin and Sonoma County properties. Their team specializes in both purchase and refinance loans with a strong focus on customer education throughout the process.

As a community bank deeply rooted in Sonoma County, Summit State Bank has been serving the entire North Bay region including Tomales for decades. They're renowned for their personalized service and local decision-making capabilities. Their mortgage team provides competitive conventional and construction loans with the advantage of local underwriting. Customers consistently praise their attention to detail, knowledge of local market conditions, and ability to handle complex property types common in rural Marin County.

Located just south of Tomales in Novato, Mortgage Miracles Happen has earned a perfect rating through exceptional customer service and expertise with Marin County properties. They specialize in helping buyers navigate the unique challenges of rural and coastal properties while offering a comprehensive range of loan programs. Their team is particularly skilled with USDA loans, which can be beneficial for Tomales area properties, and they're known for their creative problem-solving and thorough guidance through the entire mortgage process.