Top 3 Mortgage Lenders in Torrance

Guild Mortgage's Torrance branch stands out as one of the highest-rated local mortgage lenders, consistently earning exceptional customer reviews for their personalized service and deep knowledge of the South Bay real estate market. With over 60 years in business nationally and a strong local presence for 15+ years, they specialize in helping first-time homebuyers, veterans, and refinancing clients navigate the competitive Southern California housing market. Their local loan officers have extensive experience with Torrance's diverse neighborhoods and housing types, from condos to single-family homes.

As one of the nation's largest non-bank mortgage lenders, loanDepot maintains a strong presence throughout Southern California including Torrance. They're particularly noted for their digital mortgage experience combined with local expertise, offering competitive rates and a wide range of loan products. Their extensive review history shows consistent satisfaction among Torrance area homebuyers who appreciate their efficient process, transparent communication, and ability to close loans quickly in the competitive South Bay market.

New American Funding's Torrance office has built an outstanding reputation for serving diverse communities throughout the South Bay region. They're particularly strong in providing mortgage solutions for minority homebuyers and offer specialized programs like their "New American Dream" loan for borrowers with non-traditional credit. Their local team understands the unique dynamics of Torrance's housing market and provides personalized service with the backing of a national lender's resources and loan products.