Top 3 Mortgage Lenders in Truckee

Dan Pershall of Sierra Pacific Mortgage is widely regarded as Truckee's top local mortgage expert with over two decades of experience serving the Lake Tahoe region. Specializing in mountain community financing, he offers deep knowledge of local market conditions, complex property types, and high-altitude lending challenges. His exceptional 4.9-star rating reflects consistent customer satisfaction, personalized service, and expertise with vacation homes, investment properties, and primary residences in the Sierra Nevada region.

The Tahoe Mountain Lab team at Guild Mortgage brings extensive experience with Tahoe Basin and Truckee real estate financing. As part of a nationally recognized mortgage lender with deep local roots, they offer competitive rates and specialized loan programs for mountain properties. Their expertise includes second home financing, investment properties, and navigating the unique appraisal and insurance requirements of high-elevation homes, backed by Guild's strong financial stability and lending resources.

Chris Kerns with Summit Funding has built an outstanding reputation serving the Truckee and North Lake Tahoe communities for nearly two decades. His local expertise includes financing complex mountain properties, dealing with seasonal income challenges common in resort towns, and understanding the unique insurance and environmental requirements of Sierra Nevada homes. With extensive knowledge of both California and Nevada lending regulations, he provides comprehensive service for buyers navigating the bi-state Tahoe market.