Top 3 Mortgage Lenders in Tulare

Central Valley Community Bank stands out as one of the most trusted local mortgage lenders serving Tulare County. With deep roots in the Central Valley since 1979, they offer personalized service and local underwriting decisions that benefit Tulare homebuyers. Their mortgage team understands the unique agricultural economy and housing market of Tulare County. Customers consistently praise their competitive rates, transparent process, and exceptional customer service. As a community bank, they prioritize building long-term relationships and offer a full range of mortgage products with the advantage of local decision-making.

Golden 1 Credit Union is California's largest credit union and maintains a strong presence in Tulare County with multiple branches serving the area. They offer highly competitive mortgage rates to members and are particularly praised for their first-time homebuyer programs and low closing costs. With nearly 90 years of experience serving Californians, they understand the local real estate market and provide comprehensive mortgage solutions. Their digital mortgage application process is user-friendly, and members appreciate the combination of technology with personalized service from local mortgage specialists.

Guild Mortgage has been serving Central Valley homebuyers for decades with their Visalia office conveniently located to serve Tulare residents. They are particularly renowned for their exceptional service with government-backed loans (FHA and VA) and their innovative portfolio lending options. Guild consistently receives high marks for their responsive communication and ability to close loans efficiently. As a direct lender with in-house underwriting and funding, they can offer more flexibility than many competitors. Their local loan officers have extensive knowledge of Tulare County's housing market and maintain strong relationships with local real estate professionals.