Top 3 Mortgage Lenders in Valencia

New American Funding is a top-rated direct mortgage lender with a strong local presence in the Santa Clarita Valley, serving Valencia homebuyers with exceptional service. They consistently receive outstanding reviews for their competitive rates, streamlined process, and personalized approach. As a direct lender, they control the entire lending process in-house, allowing for faster closings and more flexible underwriting. Their local loan officers have deep knowledge of the Valencia market and specialize in helping diverse borrowers, including first-time homebuyers and those with unique financial situations.

CrossCountry Mortgage has established itself as one of the premier mortgage lenders serving Valencia and the greater Santa Clarita area. They receive exceptional customer satisfaction ratings for their comprehensive loan programs and dedicated service. The local branch features experienced loan officers who provide personalized guidance through the entire mortgage process. They are particularly praised for their expertise in jumbo loans, which are common in Valencia's housing market, and for their ability to close loans quickly while maintaining competitive rates and transparent communication.

Guild Mortgage maintains a physical branch location right in Valencia, providing local homebuyers with face-to-face service and deep community involvement. With over 60 years in business, they bring exceptional stability and expertise to the Valencia market. They are particularly strong in government-backed loans and have specialized programs for first-time homebuyers. Customers consistently praise their responsive communication, thorough explanations, and ability to handle complex loan scenarios. Their long-standing presence in Southern California gives them unique insight into the local real estate market dynamics.