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Home/California/Vallecito
Vallecito, CA

Top 3 Mortgage Lenders in Vallecito

Compare verified mortgage lenders serving Vallecito, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
630+
Reviews
10
Loan Types

Available Loan Programs in Vallecito

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-Time Homebuyer
ARM
Reverse Mortgages
Home Equity Loans

Featured Mortgage Lenders

1

CrossCountry Mortgage

CrossCountry Mortgage, LLC

★★★★☆
4.7/5

CrossCountry Mortgage is a top-rated lender with a strong presence in Central California, serving Vallecito and surrounding areas. Known for its exceptional customer service and competitive rates, the company has built a reputation for streamlining the mortgage process with personalized support. With over 20 years of experience, they offer a wide range of loan products and have consistently high ratings for transparency and reliability. Their local Stockton office ensures accessible, in-person service for Vallecito residents, making them a trusted choice for home financing.

Experience:20 years
Reviews:280 customer reviews
2929 W March Ln #130, Stockton, CA 95219

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-Time Homebuyer
2

New American Funding

New American Funding, LLC

★★★★☆
4.8/5

New American Funding is a highly regarded mortgage lender with a commitment to serving diverse communities, including Vallecito. They excel in providing flexible loan options and have a strong track record of helping borrowers with unique financial situations. Their high customer satisfaction ratings stem from efficient processing, educational resources, and dedicated local support. With two decades of experience, they focus on competitive rates and community involvement, making them a reliable partner for homebuyers in Calaveras County and beyond.

Experience:20 years
Reviews:190 customer reviews
1201 L St, Modesto, CA 95354

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceARMReverse Mortgages
3

Caliber Home Loans

Caliber Home Loans, Inc.

★★★★☆
4.6/5

Caliber Home Loans is a reputable lender known for its customer-centric approach and extensive loan offerings, serving Vallecito through its Modesto office. They prioritize personalized service and have earned high marks for their efficient closing processes and competitive interest rates. With 15 years in the industry, Caliber emphasizes reliability and local market expertise, ensuring borrowers in rural areas like Vallecito receive tailored solutions. Their strong community presence and positive reviews highlight their dedication to customer satisfaction and mortgage accessibility.

Experience:15 years
Reviews:160 customer reviews
1200 L St, Modesto, CA 95354

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceHome Equity Loans

Why Choose a Mortgage Lender in Vallecito?

Local Market Knowledge

Lenders who understand Vallecito's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Vallecito and get competitive rates on your home loan.