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Home/California/Valley Center
Valley Center, CA

Top 3 Mortgage Lenders in Valley Center

Compare verified mortgage lenders serving Valley Center, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
886+
Reviews
8
Loan Types

Available Loan Programs in Valley Center

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
ARM

Featured Mortgage Lenders

1

Guild Mortgage Company

Guild Mortgage Company - Escondido

★★★★☆
4.8/5

Guild Mortgage has been serving Valley Center and surrounding North County San Diego communities for decades with exceptional local expertise. As one of the largest independent mortgage lenders in the nation with a strong physical presence in nearby Escondido, they offer personalized service and a comprehensive range of loan products. Their high rating reflects consistent customer satisfaction, competitive rates, and deep knowledge of the local real estate market, making them a top choice for Valley Center homebuyers.

Experience:25 years
Reviews:285 customer reviews
125 W Mission Ave, Escondido, CA 92025

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Mission Federal Credit Union

Mission Federal Credit Union

★★★★☆
4.7/5

As one of San Diego County's most trusted financial institutions, Mission Fed serves Valley Center residents with exceptional mortgage services and competitive member rates. Their local mortgage specialists understand the unique aspects of Valley Center's rural character and property types. With multiple branches throughout San Diego County and dedicated mortgage consultants, they provide personalized guidance through the entire home financing process, earning high marks for customer service and competitive loan terms.

Experience:20 years
Reviews:412 customer reviews
9290 Fuerte Dr, La Mesa, CA 91941

Loan Types:

ConventionalFHAVAJumboFirst-time HomebuyerRefinance
3

New American Funding

New American Funding - Temecula

★★★★☆
4.6/5

New American Funding maintains a strong presence in Southern California with their Temecula office serving Valley Center homebuyers. They're particularly noted for their diverse loan programs and commitment to serving diverse communities. With competitive rates and a reputation for efficient processing, they've built strong relationships with local real estate professionals. Their local loan officers have extensive knowledge of Valley Center's unique market conditions, from larger rural properties to newer developments.

Experience:18 years
Reviews:189 customer reviews
41743 Enterprise Cir N, Temecula, CA 92590

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinance

Why Choose a Mortgage Lender in Valley Center?

Local Market Knowledge

Lenders who understand Valley Center's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Valley Center and get competitive rates on your home loan.