Top 3 Mortgage Lenders in Valley Ford

Redwood Credit Union is one of the most highly-rated financial institutions serving Sonoma County and the greater North Bay area, including Valley Ford. With over six decades of community banking experience, they offer personalized mortgage services with competitive rates and exceptional member service. Their mortgage team specializes in both urban and rural property financing, making them an excellent choice for Valley Ford's unique real estate market. They consistently receive top marks for customer satisfaction and offer comprehensive digital mortgage tools alongside local, personal service.

As a community bank deeply rooted in Sonoma County, Summit State Bank has built an outstanding reputation for mortgage lending in rural areas like Valley Ford. They specialize in understanding the unique needs of agricultural and rural property buyers, offering flexible underwriting and local decision-making. Their mortgage team provides personalized service with quick response times and competitive rates. With nearly 50 years of serving the North Bay region, they have extensive experience with the specific challenges and opportunities of financing properties in West Sonoma County.

Guild Mortgage is a nationally recognized lender with a strong local presence in Sonoma County, serving Valley Ford and surrounding rural communities. Their Santa Rosa branch has extensive experience with the diverse property types found in West County, from traditional homes to unique rural properties. They offer a wide range of loan products including USDA loans that can be particularly beneficial for Valley Ford homebuyers. Guild is known for their exceptional customer service, educational approach to the mortgage process, and ability to close loans efficiently while maintaining personal attention to each client's needs.