Top 3 Mortgage Lenders in Ventura

Guild Mortgage's Ventura branch consistently earns exceptional ratings for their personalized service and extensive loan options. As a direct lender with in-house underwriting, they offer competitive rates and streamlined processing. Their team specializes in California's unique housing market and provides expert guidance on conventional, government, and jumbo loans. With over 60 years in the mortgage industry, they've built a reputation for reliability and exceptional customer satisfaction in Ventura County.

As Ventura's local credit union, VCCU offers member-focused mortgage lending with competitive rates and personalized service. They excel in first-time homebuyer programs and provide comprehensive financial guidance. Their deep community roots and not-for-profit structure allow them to offer favorable terms and dedicated support throughout the loan process. Members consistently praise their transparency, local decision-making, and commitment to serving Ventura County residents.

While based in nearby Santa Barbara, American Pacific Mortgage serves the entire Central Coast region including Ventura with exceptional expertise. They're particularly strong in jumbo loans and luxury property financing, making them ideal for Ventura's diverse housing market. Their team of experienced loan officers provides white-glove service and creative financing solutions. With numerous industry awards and consistently high customer satisfaction ratings, they've established themselves as a premier mortgage lender for Southern California homeowners.