Top 3 Mortgage Lenders in Winters

Guild Mortgage's Davis branch is one of the highest-rated mortgage lenders serving the Winters area, located just 15 minutes away. With exceptional 4.9-star ratings across multiple platforms, they specialize in serving the unique needs of Yolo County homebuyers. Their experienced loan officers have deep knowledge of the local market and offer personalized service with a wide range of loan products. The company is known for its streamlined process, competitive rates, and exceptional customer support throughout the entire mortgage journey.

As California's largest credit union, Golden 1 has a strong presence throughout the Sacramento Valley and serves Winters residents with competitive mortgage products. With nearly 90 years of operation, they offer member-focused lending with typically lower rates and fees than traditional banks. Their local Davis branch provides convenient access for Winters homebuyers, and they're particularly noted for their first-time homebuyer programs and construction loans. The credit union's not-for-profit structure often results in more favorable terms for qualified borrowers.

Umpqua Bank's Woodland location serves the Winters community with personalized mortgage services and strong local market knowledge. Located just 20 minutes from Winters, they offer a comprehensive range of home loan options with particular expertise in serving the agricultural and rural communities of Yolo County. The bank is recognized for its community-focused approach and has experienced loan officers who understand the specific needs of the region. They provide competitive rates and are known for their responsive customer service and local decision-making capabilities.