Top 3 Mortgage Lenders in Yuba City

Golden 1 Credit Union is one of California's largest and most trusted credit unions with a strong presence in Yuba City. They offer highly competitive mortgage rates and exceptional member service, consistently earning top ratings for customer satisfaction. Their local branch provides personalized mortgage guidance with access to a wide range of loan products. Golden 1 is particularly noted for their first-time homebuyer programs and low closing costs, making them a top choice for Yuba City residents seeking reliable mortgage financing with local decision-making.

Travis Credit Union serves the broader Northern California region including Yuba City with exceptional mortgage services. They maintain excellent customer ratings for their responsive service and competitive rates. As a member-owned financial cooperative, they prioritize member satisfaction over profits, resulting in lower fees and more flexible underwriting. Their mortgage team provides comprehensive guidance through the entire homebuying process, with particular strength in VA loans and first-time buyer programs. Despite being based in Vacaville, they actively serve Yuba City homeowners.

Guild Mortgage maintains a physical branch in Yuba City with a dedicated local team that understands the specific needs of the community. With over 60 years in business, they bring extensive experience and stability to mortgage lending. They excel in providing personalized service and have particular expertise in government-backed loans including FHA and VA programs. Guild is known for their strong local presence and community involvement, offering a wide variety of loan products with competitive terms. Their local loan officers provide face-to-face service throughout the entire mortgage process.