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Campo, CO

The Best Mortgage Lenders in Campo, CO

Compare verified mortgage lenders serving Campo, Colorado. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
786+
Reviews
9
Loan Types

Available Loan Programs in Campo

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Construction-to-Perm
ARM

Featured Mortgage Lenders

1

Ent Credit Union Mortgage Team

Ent Credit Union

★★★★☆
4.8/5

Ent Credit Union stands out as one of Colorado's most trusted mortgage lenders with extensive experience serving rural communities like Campo. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their USDA loan expertise is particularly valuable for Campo's rural property buyers, and they have strong relationships with local real estate professionals throughout southeastern Colorado. With multiple branches in the region and dedicated mortgage specialists, they provide comprehensive home financing solutions with exceptional customer satisfaction ratings.

Experience:15 years
Reviews:385 customer reviews
7350 N Academy Blvd, Colorado Springs, CO 80920

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
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2

The Mortgage Network

The Mortgage Network

★★★★☆
4.9/5

The Mortgage Network has built an outstanding reputation for serving Colorado's rural communities, including Campo and the surrounding plains region. They specialize in understanding the unique challenges of rural property financing and have particular expertise with agricultural properties and land purchases. Their team provides personalized guidance through the entire mortgage process, with many reviews highlighting their responsiveness and ability to close complex rural loans efficiently. They maintain strong relationships with local appraisers and title companies familiar with the Campo area.

Experience:12 years
Reviews:212 customer reviews
12265 Oracle Blvd #220, Colorado Springs, CO 80921

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermRefinance
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3

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation

★★★★☆
4.7/5

Fairway Independent Mortgage has a strong Colorado presence with local loan officers who understand the specific needs of rural Colorado homebuyers. Their Colorado Springs office regularly serves clients in southeastern Colorado communities like Campo, offering specialized knowledge of rural property financing and USDA loan programs. They consistently receive high marks for their communication throughout the loan process and ability to secure competitive rates for borrowers in rural areas. Their national backing combined with local expertise makes them a reliable choice for Campo residents seeking mortgage solutions.

Experience:14 years
Reviews:189 customer reviews
1755 Telstar Dr #211, Colorado Springs, CO 80920

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceConstruction
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Frequently Asked Questions

Common questions about mortgage lending in Campo, CO

What are the current mortgage rates like for homes in Campo, CO?

Mortgage rates in Campo are typically competitive with national averages, but rural properties may see slightly higher rates due to perceived lender risk. Local lenders familiar with Baca County's market can often provide the best terms. It's wise to compare offers from both local credit unions and national lenders.

Are there any special loan programs for buying rural property in Campo?

Yes, the USDA Rural Development Loan is an excellent option for Campo homebuyers, as it offers 100% financing with no down payment required for eligible borrowers and properties. This program is specifically designed for rural areas like Campo and can make homeownership more accessible.

How does the limited housing inventory in Campo affect mortgage approval?

With fewer properties available, appraisals can be challenging as comparable sales may be limited or distant. This might require working with appraisers experienced in rural markets and potentially considering alternative financing if conventional loans face appraisal hurdles.

What should I know about property types and financing when buying in Campo?

Campo features many manufactured homes and properties with land, which can require specialized financing. FHA and VA loans can be used for manufactured homes if they meet specific requirements, while larger acreage properties may need agricultural or land loans rather than standard residential mortgages.

Are there any first-time homebuyer programs specifically for Campo residents?

While Colorado offers state-wide programs like CHFA, Baca County may have local assistance programs. Additionally, the USDA loan program effectively serves as a first-time buyer program with its flexible credit requirements and no down payment feature, making it particularly valuable in Campo's market.

Nearby Cities

Explore mortgage lenders in cities near Campo, CO

Why Choose a Mortgage Lender in Campo?

Local Market Knowledge

Lenders who understand Campo's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Colorado.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Campo and get competitive rates on your home loan.