Top 3 Mortgage Lenders in Cortez

As Cortez's local credit union, Montezuma County Credit Union has been deeply embedded in the community for over six decades. They offer personalized mortgage services with competitive rates and exceptional member service. Their local underwriting and decision-making process allows for faster approvals and more flexible lending criteria tailored to Southwest Colorado residents. They specialize in first-time homebuyer programs and have extensive experience with rural property financing in Montezuma County.

First Southwest Bank has been serving Southwest Colorado communities for over a century, with a strong physical presence in Cortez. They offer comprehensive mortgage solutions with local loan officers who understand the unique real estate market in Montezuma County. Their expertise includes agricultural and rural property financing, and they're known for their community-focused approach and competitive rates. The bank maintains high customer satisfaction through personalized service and local decision-making.

Academy Mortgage's Cortez branch provides national lending power with local expertise. They consistently receive top ratings for customer service and have specialized knowledge of Southwest Colorado's unique housing market, including rural properties and land purchases. Their local loan officers offer personalized guidance through the entire mortgage process, with competitive rates and a wide variety of loan programs. They're particularly noted for their efficient processing and excellent communication throughout the loan journey.