The Best Mortgage Lenders in Greeley, CO
Compare verified mortgage lenders serving Greeley, Colorado. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Greeley
Featured Mortgage Lenders
Movement Mortgage
Movement Mortgage, Inc.
Movement Mortgage is a highly-rated lender with a strong presence in Northern Colorado, including Greeley. Known for competitive rates, exceptional customer service, and a streamlined digital mortgage process, they offer personalized guidance and quick closings. Their local expertise and wide range of loan products make them a top choice for homebuyers in the area, backed by numerous positive reviews for reliability and transparency.
Loan Types:
Fairway Independent Mortgage
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage has built a stellar reputation in Colorado over nearly three decades, with local branches serving Greeley effectively. They excel in providing low rates, flexible loan options, and a stress-free application process, earning high marks for customer satisfaction and community involvement. Their dedicated loan officers offer tailored solutions, making them a trusted partner for home financing in the region.
Loan Types:
New American Funding
New American Funding, LLC
New American Funding is a nationally recognized lender with a robust local presence in Colorado, including service to Greeley. They are praised for their competitive rates, diverse loan portfolio, and commitment to underserved communities, with bilingual support available. Their efficient processing and strong customer service record make them a reliable option for homebuyers seeking personalized and accessible mortgage solutions.
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Frequently Asked Questions
Common questions about mortgage lending in Greeley, CO
What are the current mortgage rates like in Greeley, CO?
Mortgage rates in Greeley typically align with national averages but can be slightly influenced by local market conditions and lender competition. As of recent trends, Greeley homebuyers might find competitive rates due to the area's growing real estate market. It's best to compare offers from both local Colorado lenders and national institutions for the most favorable terms.
Are there any first-time homebuyer programs specific to Greeley or Weld County?
Yes, Greeley homebuyers can access programs like the CHFA (Colorado Housing and Finance Authority) FirstStep and Mortgage Credit Certificate programs, which offer down payment assistance and tax credits. Additionally, Weld County may have local grants or programs, so it's worth checking with Greeley-area housing counselors or lenders familiar with these regional opportunities.
How does Greeley's competitive housing market affect mortgage pre-approval and offers?
With Greeley's housing market often being competitive, especially for affordable homes, having a strong pre-approval from a reputable local lender can make your offer stand out. Sellers in Greeley tend to favor buyers with solid financing proof, so working with a lender who understands the local market dynamics can help you act quickly when you find a home.
What should I know about property taxes and insurance when getting a mortgage in Greeley?
Greeley property taxes in Weld County are generally lower than many Front Range areas, but they still impact your monthly mortgage payment. Additionally, due to Colorado's weather risks (like hail), homeowners insurance costs can be higher than national averages—factor this into your budget when calculating total mortgage affordability.
Are there any special loan programs for buying in Greeley's specific neighborhoods or for certain professions?
Some Greeley lenders offer "good neighbor" or community lending programs for buyers in targeted neighborhoods, and there may be incentives for essential workers like teachers or healthcare employees. It's also worth exploring USDA loans if you're considering homes in Weld County's eligible rural areas near Greeley, which offer 100% financing options.
Why Choose a Mortgage Lender in Greeley?
Local Market Knowledge
Lenders who understand Greeley's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Colorado.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Greeley and get competitive rates on your home loan.