Top 3 Mortgage Lenders in Julesburg

Bank of Colorado stands out as the premier local banking institution serving the Julesburg area with their Sterling branch location just 30 miles away. As a division of Pinnacle Bancorp with deep roots in rural Colorado communities, they offer exceptional personalized service and understanding of local real estate markets. Their mortgage team specializes in agricultural and rural property financing, making them particularly well-suited for Sedgwick County residents. With consistently high customer satisfaction ratings and competitive rates for both purchase and refinance loans, they provide the combination of local decision-making and financial stability that rural homebuyers value.

Guild Mortgage maintains a strong presence in northeastern Colorado with dedicated loan officers serving the Julesburg area. As a top-rated national mortgage lender with local expertise, they excel in USDA rural development loans and VA loans that are particularly relevant for the region. Their Fort Collins branch has established an excellent reputation for handling rural property financing with specialized knowledge of water rights and agricultural considerations. With over 60 years in business and numerous industry awards for customer satisfaction, they offer robust digital tools combined with personalized service that makes the mortgage process efficient for remote rural clients.

NBKC Bank has earned outstanding ratings as a direct online mortgage lender that serves the entire state of Colorado, including Julesburg. While based in Kansas, they have consistently received top marks for competitive rates, transparent fee structure, and exceptional customer service. Their streamlined digital mortgage process is particularly advantageous for rural borrowers who may not have easy access to physical branches. With nearly 400 verified customer reviews praising their efficiency and communication, they offer one of the best combinations of rate competitiveness and service quality available to Julesburg residents. Their expertise in rural property lending and construction loans makes them an excellent choice for northeastern Colorado homebuyers.