Top 3 Mortgage Lenders in Placerville

Mountain America Credit Union has been serving Colorado communities for nearly 90 years and is particularly strong in rural and mountain regions. They offer specialized mortgage programs for Colorado's unique property types and have extensive experience with mountain properties common in the Placerville area. Their local loan officers understand the specific challenges of financing in rural Colorado, including well and septic systems, and offer competitive rates with personalized service.

Alpine Bank has deep roots in Western Colorado and specializes in mountain community lending. They have particular expertise with rural properties, land loans, and construction financing that's essential in the Placerville area. Their local decision-making and understanding of Colorado's unique property challenges make them a top choice for San Miguel County residents. They offer competitive construction-to-permanent loans and have dedicated mortgage specialists familiar with the region.

Peak Mortgage Group specializes exclusively in mountain community lending throughout Colorado's Western Slope. They have extensive experience with the unique property types found in Placerville and surrounding San Miguel County. As a boutique mortgage broker, they offer access to multiple lenders and competitive rates while providing highly personalized service. Their expertise includes complex mountain properties, rural financing, and working with self-employed borrowers common in the region.