Top 3 Mortgage Lenders in Stratton

First National Bank of Omaha maintains a strong presence throughout Colorado and serves rural communities like Stratton with exceptional dedication. With over 160 years of banking experience, they offer specialized rural lending programs including USDA loans perfect for Eastern Colorado properties. Their high ratings reflect consistent customer satisfaction with competitive rates, local underwriting expertise, and personalized service for agricultural and rural home purchases throughout the region.

As Colorado's premier housing finance agency, CHFA has served rural communities across the state for decades, including Stratton and Kit Carson County. They specialize in affordable mortgage programs with down payment assistance, particularly beneficial for first-time homebuyers in rural areas. Their strong reputation comes from offering below-market interest rates, educational resources, and partnerships with local lenders who understand Eastern Colorado's unique housing needs and agricultural economy.

Points West Community Bank has deep roots in Eastern Colorado and specifically serves rural communities throughout the region, including Stratton. As a community-focused bank with multiple locations in nearby counties, they understand the unique needs of agricultural and rural homebuyers. Their mortgage team provides personalized service with local decision-making, competitive rates for rural properties, and expertise in agricultural lending that national lenders often lack. They consistently receive high marks for their commitment to Eastern Colorado communities and understanding of local real estate markets.