Top 3 Mortgage Lenders in Derby

Liberty Bank stands as Connecticut's oldest mutual bank with a stellar reputation for mortgage lending throughout New Haven County and Derby specifically. With over 195 years of community banking experience, they offer personalized service through local loan officers who understand the Derby market intimately. Their mortgage team receives exceptional ratings for responsiveness, competitive rates, and guiding borrowers through the entire process. As a mutual bank, they prioritize customer needs over shareholder profits, resulting in highly competitive loan terms and exceptional customer satisfaction scores throughout the region.

Newtown Savings Bank has built an outstanding reputation serving the Lower Naugatuck Valley region including Derby for over 165 years. Their mortgage division is particularly praised for local decision-making, competitive rates, and exceptional customer service. They offer a comprehensive range of loan products with special attention to first-time homebuyer programs that benefit Derby residents. The bank maintains strong community ties and understands the local real estate market dynamics, providing personalized guidance through every step of the mortgage process with remarkable consistency and reliability.

Guaranteed Rate brings national lending power with strong local presence throughout Connecticut, including dedicated service to Derby homebuyers. Their Connecticut team earns exceptional reviews for digital efficiency combined with personalized service, offering some of the most competitive rates in the market. They excel at streamlining the mortgage process with their advanced digital platform while maintaining high-touch customer service. With extensive experience in the Connecticut market, they understand local property types and neighborhood values in Derby, providing efficient closings and transparent communication throughout the loan process.