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Home/Connecticut/Waterbury
Waterbury, CT

Top 3 Mortgage Lenders in Waterbury

Compare verified mortgage lenders serving Waterbury, Connecticut. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
501+
Reviews
12
Loan Types

Available Loan Programs in Waterbury

Conventional
FHA
VA
USDA
Jumbo
Fixed-Rate
Adjustable-Rate
Refinance
First-Time Homebuyer Programs
Construction Loans
Home Equity
Construction-to-Permanent

Featured Mortgage Lenders

1

Thomaston Savings Bank

Thomaston Savings Bank

★★★★☆
4.8/5

Thomaston Savings Bank is a highly-rated community bank with deep roots in the Waterbury area, serving Connecticut since 1874. They consistently receive exceptional customer satisfaction ratings for their personalized service and competitive mortgage products. As a local institution, they understand the specific needs of Waterbury homebuyers and offer comprehensive mortgage solutions with local underwriting and decision-making. Their long-standing community presence and commitment to customer service make them a top choice for Waterbury residents seeking a reliable mortgage partner.

Experience:157 years
Reviews:85 customer reviews
203 Main St, Thomaston, CT 06787

Loan Types:

ConventionalFHAVAUSDAJumboFixed-RateAdjustable-RateRefinance
2

Liberty Bank

Liberty Bank

★★★★☆
4.7/5

Liberty Bank has a strong physical presence in Waterbury with multiple branches and is one of Connecticut's oldest and largest mutual banks. They offer exceptional first-time homebuyer programs and competitive rates with the advantage of local decision-making. With 200 years of experience serving Connecticut communities, they provide personalized mortgage guidance and have earned high marks for their responsive customer service and community involvement. Their Waterbury location makes them easily accessible for local borrowers seeking both conventional and government-backed loans.

Experience:200 years
Reviews:289 customer reviews
140 Grand Street, Waterbury, CT 06702

Loan Types:

ConventionalFHAVAFirst-Time Homebuyer ProgramsConstruction LoansRefinanceHome Equity
3

Newtown Savings Bank

Newtown Savings Bank

★★★★☆
4.6/5

While based in Newtown, Newtown Savings Bank actively serves the greater Waterbury area with competitive mortgage products and exceptional customer service ratings. They are particularly noted for their first-time homebuyer programs and construction loan expertise. As a mutual bank, they prioritize customer needs over shareholder profits, resulting in competitive rates and flexible terms. Their mortgage team receives consistent praise for guiding borrowers through the entire process with transparency and professionalism, making them a trusted choice for Waterbury area homebuyers despite being located in a neighboring community.

Experience:161 years
Reviews:127 customer reviews
39 Main Street, Newtown, CT 06470

Loan Types:

ConventionalFHAVAUSDAFirst-Time Homebuyer ProgramsJumboConstruction-to-Permanent

Why Choose a Mortgage Lender in Waterbury?

Local Market Knowledge

Lenders who understand Waterbury's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Connecticut.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Waterbury and get competitive rates on your home loan.