Top 3 Mortgage Lenders in Waterford

Chelsea Groton Bank is a highly-rated community bank with deep roots in southeastern Connecticut, serving Waterford residents for over 170 years. Their mortgage team receives exceptional reviews for personalized service, local decision-making, and competitive rates. As a local institution, they understand the unique aspects of the Waterford housing market and offer a comprehensive range of loan products with the flexibility and attention to detail that national lenders often lack. Their experienced loan officers provide guidance through every step of the mortgage process.

Bayview Financial is a locally-owned mortgage company serving southeastern Connecticut, including Waterford, with over two decades of experience. They consistently receive high marks for their responsive service, transparent communication, and competitive loan options. Specializing in both purchase and refinance transactions, their team takes pride in educating borrowers and finding the right mortgage solution for each individual situation. Their strong local presence and community involvement make them a trusted choice for Waterford homebuyers.

Total Mortgage Services is a Connecticut-based mortgage lender with a strong statewide presence and excellent reputation for serving Waterford and surrounding communities. With over 25 years in business, they offer competitive rates and a streamlined digital mortgage process while maintaining personalized service. Their experienced loan officers are praised for their expertise in navigating complex mortgage scenarios and providing timely closings. As a direct lender, they have more control over the lending process, which often results in faster approvals and better customer experience for Waterford homebuyers.