Top 3 Mortgage Lenders in Watertown

Thomaston Savings Bank is a highly-rated community bank with deep roots in Litchfield County, serving Watertown and surrounding communities for over 145 years. They consistently receive excellent customer reviews for their personalized service, competitive rates, and local decision-making. As a community-focused institution, they offer specialized first-time homebuyer programs and work closely with borrowers throughout the entire mortgage process. Their mortgage team has extensive experience with Connecticut real estate markets and provides exceptional guidance for home purchases and refinancing.

Liberty Bank is Connecticut's oldest mutual bank with a strong presence throughout Litchfield County, including Watertown. They offer a comprehensive range of mortgage products with competitive rates and have earned excellent reviews for their responsive service and local expertise. Their mortgage specialists provide personalized guidance and work efficiently to close loans on time. Liberty Bank is particularly noted for their first-time homebuyer programs and community commitment, with deep knowledge of the local Watertown real estate market and Connecticut-specific lending requirements.

Guaranteed Rate is a nationally recognized mortgage lender with a strong Connecticut presence that actively serves Watertown homebuyers. They consistently receive outstanding customer reviews for their digital mortgage process, competitive rates, and efficient service. Their local Connecticut team has extensive experience with Litchfield County properties and provides personalized service with the backing of a major national lender. They're particularly praised for their transparent pricing, quick pre-approvals, and smooth closing process, making them a top choice for both purchase and refinance transactions in the Watertown area.