Top 3 Mortgage Lenders in Wilmington

WSFS Mortgage stands as Delaware's largest locally-headquartered bank and mortgage lender, earning exceptional ratings for their deep community roots and personalized service. With over two decades of dedicated mortgage experience, they offer competitive rates and specialize in first-time homebuyer programs specific to Delaware. Their local underwriting and decision-making process allows for faster closings and more flexible solutions tailored to Wilmington residents' needs.

Fulton Mortgage Company maintains a strong presence in Wilmington with consistently high customer satisfaction ratings for their responsive service and competitive rate offerings. As part of Fulton Bank, they bring substantial financial stability while maintaining local decision-making authority. They excel at guiding borrowers through complex mortgage scenarios and are particularly noted for their construction and renovation loan expertise in the Wilmington market.

First State Credit Union provides Wilmington residents with member-focused mortgage services featuring lower fees and highly competitive rates typical of credit unions. Their mortgage team receives outstanding reviews for personalized guidance through the entire homebuying process, with particular strength in first-time homebuyer education and assistance programs. As a community-focused institution, they offer special mortgage products designed specifically for Delaware homebuyers with flexible qualification criteria.