The Best Mortgage Lenders in Anthony, FL
Compare verified mortgage lenders serving Anthony, Florida. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Anthony
Featured Mortgage Lenders
Scott C. Wilder
Supreme Lending
Supreme Lending is a highly-rated national mortgage company with a strong local presence in North Central Florida. Scott Wilder's Ocala branch serves the Anthony area with exceptional customer satisfaction ratings and extensive experience with all loan types. They are particularly noted for their competitive rates, personalized service, and expertise in both purchase and refinance transactions. The company has built a strong reputation for smooth closings and excellent communication throughout the loan process.
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Michael D. Brown
Academy Mortgage Corporation
Academy Mortgage Corporation's Ocala office, led by Michael Brown, is a top-rated lender serving the Anthony community with comprehensive mortgage solutions. They are particularly strong with first-time homebuyer programs and government-backed loans. The company is known for its educational approach, ensuring clients fully understand their options. With decades of experience and numerous positive reviews highlighting their responsiveness and expertise, they provide reliable service for Anthony area homebuyers.
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Campus USA Credit Union Mortgage Department
Campus USA Credit Union
As one of North Central Florida's most established financial institutions, Campus USA Credit Union has been serving the Anthony area for decades. They offer competitive mortgage rates to members and are known for their exceptional customer service and community-focused approach. The credit union provides personalized mortgage solutions with the benefit of local decision-making and longstanding relationships in the community. Their extensive experience and member-owned structure often result in more favorable terms and lower fees for qualified borrowers.
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Frequently Asked Questions
Common questions about mortgage lending in Anthony, FL
What are current mortgage rates like for homes in Anthony, FL?
Mortgage rates in Anthony typically align with national averages but can vary based on property type and location within Marion County. As of recent trends, rates for 30-year fixed mortgages in this area range from 6.5% to 7.25%, though rural properties might see slightly higher rates. It's best to consult with local lenders who understand Anthony's specific market conditions.
Are there any first-time homebuyer programs specifically available in Anthony?
Yes, Anthony homebuyers can access Florida Housing Finance Corporation's first-time buyer programs, which offer competitive interest rates and down payment assistance. Additionally, Marion County offers the HOME Homebuyer Assistance Program providing up to $30,000 in down payment help for qualified buyers. These programs are particularly valuable in Anthony's affordable housing market.
How does Anthony's rural location affect mortgage lending requirements?
Anthony's rural classification can work to your advantage through USDA loans, which offer 100% financing with no down payment required for qualified buyers. However, some lenders may require additional property inspections for rural properties, and well/septic systems may need specific certifications. Conventional loans might have stricter requirements for properties on larger lots.
What special considerations should I know about when getting a mortgage for Anthony's older homes?
Many homes in Anthony were built in the mid-20th century, so lenders may require thorough inspections for older electrical systems, plumbing, and roofs. FHA 203(k) renovation loans can be particularly useful for updating these properties while financing the purchase. Some lenders might require additional reserves for homes over 50 years old.
Are there any local property tax considerations that affect mortgages in Anthony?
Anthony homeowners benefit from Florida's Homestead Exemption, which can significantly reduce property taxes and make mortgage payments more affordable. Marion County's property tax rates are generally lower than urban areas, currently around 0.89% of assessed value. Your lender will help estimate escrow requirements based on Anthony's specific tax rates.
Why Choose a Mortgage Lender in Anthony?
Local Market Knowledge
Lenders who understand Anthony's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Florida.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Anthony and get competitive rates on your home loan.