Top 3 Mortgage Lenders in Carrabelle

AmeriFirst Home Mortgage is a highly-rated regional lender with extensive experience serving the Florida Panhandle, including Carrabelle. With over two decades in business, they specialize in coastal property financing and offer personalized service through local loan officers. Their 4.9-star rating reflects exceptional customer satisfaction, particularly with first-time homebuyers and military families seeking VA loans. They have deep knowledge of Franklin County's unique coastal real estate market and provide competitive rates with various loan programs tailored to Florida's specific needs.

Envision Lending Group is a premier mortgage broker serving the entire Florida Panhandle with particular expertise in coastal communities like Carrabelle. Their 4.8-star rating comes from hundreds of satisfied customers who praise their transparent process and competitive rates. As a broker, they have access to multiple lenders, ensuring clients get the best possible terms. They specialize in construction and renovation loans, which is valuable in Carrabelle's growing market, and have strong relationships with local real estate professionals throughout Franklin County.

Envoy Mortgage's Tallahassee branch has been serving the Big Bend region including Carrabelle for over two decades. With a 4.7-star rating and national backing combined with local expertise, they offer comprehensive mortgage solutions for coastal property purchases. Their team understands the specific challenges of financing in Carrabelle's waterfront market and provides exceptional guidance through the entire loan process. They're particularly strong with VA loans and first-time homebuyer programs, offering educational resources and dedicated support that customers consistently praise in reviews.