Top 3 Mortgage Lenders in Clearwater

Bay Equity Home Loans is one of the highest-rated mortgage lenders in Clearwater with exceptional customer satisfaction ratings. As a full-service retail mortgage lender, they specialize in providing personalized service with competitive rates across all loan types. Their Clearwater office has built a strong reputation for handling complex loan scenarios efficiently while maintaining clear communication throughout the process. With extensive experience in the Florida market, they understand local property types and market conditions.

Truist Mortgage (formerly BB&T and SunTrust) maintains a strong physical presence in Clearwater with multiple branch locations. They offer the stability of a major financial institution combined with local market expertise. Their mortgage team provides comprehensive lending solutions with competitive rates and various down payment assistance programs. Truist is particularly noted for their streamlined refinance process and excellent customer service for first-time homebuyers navigating the Florida market.

Achieva Credit Union is a highly-rated local financial institution serving the Clearwater area with exceptional mortgage services. As a member-owned cooperative, they consistently offer competitive rates and lower fees than many traditional banks. Their mortgage team provides personalized guidance through the entire homebuying process, with special expertise in first-time homebuyer programs and Florida-specific lending requirements. Achieva is particularly praised for their responsive service and community-focused approach to lending.