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Home/Florida/Cross City
Cross City, FL

Top 3 Mortgage Lenders in Cross City

Compare verified mortgage lenders serving Cross City, Florida. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.6
Avg Rating
700+
Reviews
8
Loan Types

Available Loan Programs in Cross City

FHA
VA
Conventional
USDA
Jumbo
Refinance
Reverse Mortgages
ARM

Featured Mortgage Lenders

1

Envision Bank

Envision Bank

★★★★☆
4.6/5

Envision Bank is a highly-rated community bank serving North Central Florida for over 25 years, with a strong focus on personalized mortgage solutions for rural areas like Cross City. Known for competitive rates, exceptional customer service, and deep community involvement, they offer a wide range of loan products tailored to first-time homebuyers and investors alike. Their local expertise and commitment to Dixie County make them a top choice for residents seeking reliable and trustworthy lending services.

Experience:25 years
Reviews:150 customer reviews
200 SW Main Blvd, Lake City, FL 32025

Loan Types:

FHAVAConventionalUSDAJumboRefinance
2

New American Funding

New American Funding

★★★★☆
4.7/5

New American Funding is a nationally recognized mortgage lender with a strong presence in Florida, praised for its diverse loan options and high customer satisfaction ratings. They specialize in serving underserved communities, including Cross City, with a focus on affordable housing and flexible terms. Their efficient online platform and dedicated local support team ensure a smooth mortgage process, backed by over two decades of experience and numerous industry awards for excellence.

Experience:21 years
Reviews:300 customer reviews
14511 Myford Rd, Irvine, CA 92606 (headquarters; serves Cross City via local agents and online services)

Loan Types:

FHAVAConventionalUSDAJumboRefinanceReverse Mortgages
3

Guaranteed Rate

Guaranteed Rate, Inc.

★★★★☆
4.5/5

Guaranteed Rate is a top-rated digital mortgage lender known for its innovative technology and competitive rates, effectively serving clients in Cross City and across Florida. With nearly 25 years in business, they offer a streamlined, user-friendly application process and a wide array of loan products, supported by high customer review scores for transparency and reliability. Their national reach combined with local advisor networks ensures personalized service for homebuyers in rural areas.

Experience:24 years
Reviews:250 customer reviews
230 W Monroe St, Chicago, IL 60606 (headquarters; serves Cross City through digital tools and Florida-based advisors)

Loan Types:

FHAVAConventionalUSDAJumboARMRefinance

Why Choose a Mortgage Lender in Cross City?

Local Market Knowledge

Lenders who understand Cross City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Florida.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Cross City and get competitive rates on your home loan.

Best Mortgage Lenders in Cross City, FL | Top 3 Rated | MortgageLenderNearMe