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Home/Florida/Crystal River
Crystal River, FL

Top 3 Mortgage Lenders in Crystal River

Compare verified mortgage lenders serving Crystal River, Florida. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
900+
Reviews
9
Loan Types

Available Loan Programs in Crystal River

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Renovation

Featured Mortgage Lenders

1

Bay Equity Home Loans

Bay Equity Home Loans

★★★★☆
4.9/5

Bay Equity Home Loans is consistently ranked among the top mortgage lenders in Florida with exceptional customer satisfaction ratings. Their Crystal River/Ocala branch specializes in serving the Nature Coast region with personalized service and competitive rates. They offer a comprehensive range of loan products including specialized programs for Florida's significant veteran population. The company has built a strong reputation for smooth closings, transparent communication, and local market expertise throughout Citrus County and surrounding areas.

Experience:15 years
Reviews:285 customer reviews
700 SE 5th Ave, Ocala, FL 34471

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

VyStar Credit Union

VyStar Credit Union Mortgage Services

★★★★☆
4.7/5

As one of Florida's largest credit unions, VyStar has extensive experience serving the Crystal River market with competitive mortgage rates and member-focused service. Their mortgage team specializes in helping Florida residents navigate the unique aspects of coastal property financing. They offer particularly strong VA loan programs and first-time homebuyer assistance. VyStar's not-for-profit structure often results in lower fees and better terms for borrowers throughout Citrus County and the Nature Coast region.

Experience:70 years (mortgage division: 25+ years)
Reviews:420 customer reviews
1801 NE 8th Road, Ocala, FL 34470

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstructionRefinance
3

Nations Lending Corporation

Nations Lending Corporation

★★★★☆
4.8/5

Nations Lending has built a strong presence in Central Florida with dedicated local loan officers serving the Crystal River area. They are particularly noted for their efficient processing and competitive jumbo loan programs, which benefit the Florida coastal market. The company receives high marks for customer service and communication throughout the loan process. Their experienced team understands the specific requirements of Florida properties, including flood insurance considerations and coastal construction standards, making them a reliable choice for Crystal River homebuyers.

Experience:16 years
Reviews:195 customer reviews
Serving Crystal River and surrounding areas

Loan Types:

ConventionalFHAVAJumboUSDARenovationRefinance

Why Choose a Mortgage Lender in Crystal River?

Local Market Knowledge

Lenders who understand Crystal River's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Florida.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Crystal River and get competitive rates on your home loan.