Top 3 Mortgage Lenders in Floral City

Nature Coast Credit Union stands out as the premier local mortgage lender serving Citrus County, including Floral City. As a community-focused credit union with deep roots in the area since 1954, they offer personalized service and competitive rates that often beat larger national lenders. Their mortgage team has extensive experience with Florida-specific lending requirements and provides comprehensive guidance through the entire home buying process. Members consistently praise their responsive communication, local decision-making authority, and willingness to work with various financial situations. The credit union structure means profits benefit members through better rates and lower fees.

American Mortgage Solutions has built an exceptional reputation throughout Citrus County as a dedicated local mortgage brokerage serving Floral City and surrounding communities. They excel at finding the perfect loan programs for each client's unique situation, leveraging their extensive network of lenders to secure competitive rates and terms. Customers consistently highlight their expertise with VA loans, which is particularly valuable in this veteran-populated region. The team is praised for their transparent communication, thorough explanations, and ability to close loans efficiently. Their local presence ensures they understand the specific market conditions and property types common in the Floral City area.

Fairway Independent Mortgage Corporation combines national lending power with strong local expertise through their Citrus County branch that actively serves Floral City homebuyers. With over 25 years in business nationally and a well-established local team, they offer the best of both worlds: extensive loan product options and personalized, community-focused service. Their local loan officers have deep knowledge of the Citrus County real estate market and maintain strong relationships with area real estate agents. Customers consistently report smooth closing processes, competitive rates, and exceptional customer service. The company has received numerous industry awards and maintains an A+ rating with the Better Business Bureau.