Top 3 Mortgage Lenders in Hampton

PrimeLending's Gainesville branch serves the Hampton area with exceptional customer satisfaction ratings and comprehensive mortgage solutions. As a established national lender with strong local presence, they offer competitive rates and personalized service. Their team specializes in North Central Florida markets and provides digital mortgage processing with local underwriting expertise. With numerous awards for customer service and consistently high ratings, they're particularly strong with VA loans and first-time homebuyer programs in the rural areas surrounding Gainesville.

Ameris Bank has deep roots in North Florida and maintains a strong mortgage lending presence in the Hampton service area. As a regional bank with multiple branches throughout Florida, they offer the advantage of local decision-making combined with comprehensive banking services. Their mortgage team receives high marks for responsiveness and competitive rate offerings, particularly for conventional and construction loans. The bank's long history in the region and commitment to community banking make them a trusted choice for Hampton area residents.

VyStar Credit Union, while headquartered in Jacksonville, serves members throughout Northeast and North Central Florida, including the Hampton area. As one of Florida's largest credit unions, they offer highly competitive mortgage rates and exceptional member service. Their mortgage division receives consistent praise for low closing costs and streamlined digital application processes. VyStar's not-for-profit structure allows them to offer particularly attractive terms on VA and conventional loans, making them a top choice for military families and general consumers alike in the broader region serving Hampton.