Top 3 Mortgage Lenders in Live Oak

AmeriFirst Home Mortgage is a highly-rated regional mortgage lender with strong presence in North Florida, serving Live Oak and surrounding communities for three decades. They specialize in first-time homebuyer programs and offer personalized service with local loan officers who understand the unique housing market in Suwannee County. Their exceptional 4.8 rating reflects consistent customer satisfaction with their streamlined application process and competitive rates.

As one of Florida's largest credit unions, VyStar has served North Florida communities for over 70 years with extensive mortgage lending services. They offer competitive rates for Live Oak residents with various loan options including specialized programs for rural properties common in Suwannee County. Their member-focused approach and local branch network in nearby Lake City provide convenient in-person service combined with digital convenience.

PrimeLending maintains an exceptional 4.9 rating with strong service throughout North Florida, including Live Oak. Their local loan officers have deep knowledge of the Suwannee County market and offer a wide range of mortgage products with competitive pricing. The company is known for its efficient processing and closing timelines, making them a top choice for both purchase and refinance transactions in the region.