Top 3 Mortgage Lenders in Lloyd

AmeriFirst Home Mortgage is a highly-rated regional lender with strong presence throughout Northeast Florida, including serving the Lloyd area. With over two decades of experience, they've built an exceptional reputation for personalized service and competitive rates. Their team specializes in all major loan types with particular expertise in VA and FHA loans, making them ideal for military families and first-time homebuyers. They consistently receive top marks for their responsive communication, streamlined process, and local underwriting expertise that understands the unique Florida market.

VyStar Credit Union is one of the largest and most trusted financial institutions in North Florida with deep roots in the community. Their mortgage division serves the entire Northeast Florida region including Lloyd, offering exceptionally competitive rates to members. As a credit union, they operate as a not-for-profit organization, allowing them to provide lower fees and better terms than many traditional banks. They're particularly strong in construction loans and first-time homebuyer programs, with local decision-making that speeds up the approval process.

CenterState Bank (now part of SouthState Bank) has established itself as a premier mortgage lender throughout Florida with dedicated local offices serving the Lloyd area. They combine the resources of a larger regional bank with the personalized service of a community lender. Their team excels in complex loan scenarios and offers particularly strong jumbo loan programs for higher-value properties. They're known for their experienced loan officers who provide white-glove service throughout the entire mortgage process, from application to closing.